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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$32.10
$33.30
$34.20
$34.80
$36.00
$37.80
$39.90
$41.10
$42.60
$44.70
$46.50
$48.60
$51.60
$53.40
$55.20
$57.90
$59.70
$62.70
$66.30
$69.00
$72.90
$75.60
$80.10
$84.00
$90.00
$94.80
$100.20
$106.80
$114.60
$125.10
$135.00
$146.40
$164.40
$180.60
$199.80
$219.60
$242.40
$266.70
$294.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$62.40
$64.20
$66.60
$68.40
$69.60
$72.00
$75.60
$79.80
$82.20
$85.20
$89.40
$93.00
$97.20
$103.20
$106.80
$110.40
$115.80
$119.40
$125.40
$132.60
$138.00
$145.80
$151.20
$160.20
$168.00
$180.00
$189.60
$200.40
$213.60
$229.20
$250.20
$270.00
$292.80
$328.80
$361.20
$399.60
$439.20
$484.80
$533.40
$589.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$82.20
$84.00
$85.80
$87.60
$90.00
$94.20
$96.00
$99.00
$103.20
$107.40
$111.00
$115.20
$120.60
$126.60
$132.60
$139.80
$145.80
$151.20
$159.00
$162.60
$170.40
$177.60
$186.60
$196.20
$205.20
$216.60
$228.00
$241.80
$255.00
$270.60
$285.60
$309.60
$334.80
$362.40
$391.20
$436.20
$481.20
$529.80
$582.00
$641.40
$704.40
$779.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov